Privacy Policy

Effective Date: April 3, 2026

Last Updated: April 3, 2026

1. Introduction

4FINANCIAL LLC ("we," "us," or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website the-4-financial.com and use our services.

By using our website or services, you agree to the collection and use of information in accordance with this policy.

2. Information We Collect

We may collect the following types of information:

2.1 Personal Information

Name and contact information (email address, mailing address)
Business information (company name, industry, revenue)
Financial information (for loan applications)
Any other information you voluntarily provide

2.2 Automatically Collected Information

IP address and browser type
Device information and operating system
Pages visited and time spent on our website
Referring URLs and clickstream data

3. How We Use Your Information

We use the information we collect for the following purposes:

To process loan applications and provide financial services
To communicate with you about our services, offers, and updates
To improve our website and customer experience
To comply with legal obligations and prevent fraud
To send marketing communications (with your consent)

4. SMS & Text Message Communications

Text Messaging Program

If you opt in to receive SMS/MMS messages from 4FINANCIAL LLC, the following terms apply:

Consent: By opting in, you expressly consent to receive recurring marketing and promotional SMS/MMS messages from 4FINANCIAL LLC, including offers, updates, and information about our financial products and services, sent using an automated telephone dialing system (ATDS).
Message Frequency: Message frequency varies. You may receive up to 4 messages per month.
Message and Data Rates: Message and data rates may apply.
Opt-Out: Reply STOP to opt out at any time. After you send STOP, we will send you one final message confirming your opt-out.
Help: Reply HELP for assistance or contact us at jason@the-4-financial.com.
Not a Condition of Purchase: Consent is NOT a condition of purchase. You may still use our services without opting in to SMS messages.

Mobile Opt-In Data: No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

5. How We Share Your Information

We do not sell your personal information. We may share your information in the following circumstances:

Service Providers: With trusted third-party vendors who assist us in operating our business (e.g., payment processors, analytics providers)
Legal Compliance: When required by law, regulation, or legal process
Business Transfers: In connection with a merger, acquisition, or sale of assets
With Your Consent: When you have given us explicit permission

Important: No mobile information will be shared with third parties or affiliates for marketing or promotional purposes.

6. Data Security

We implement reasonable security measures to protect your information from unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

7. Your Rights and Choices

You have the following rights regarding your personal information:

Access: Request a copy of the personal information we hold about you
Correction: Request correction of inaccurate or incomplete information
Deletion: Request deletion of your personal information (subject to legal obligations)
Opt-Out: Opt out of marketing communications at any time

To exercise these rights, contact us at jason@the-4-financial.com.

8. Cookies and Tracking Technologies

We use cookies and similar tracking technologies to enhance your experience on our website. You can control cookie preferences through your browser settings. Disabling cookies may affect the functionality of our website.

9. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of these external sites. We encourage you to review the privacy policies of any third-party websites you visit.

10. Children's Privacy

Our services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children. If we become aware that we have collected information from a child, we will take steps to delete it.

11. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated "Last Updated" date. Your continued use of our website and services after changes are made constitutes acceptance of the revised policy.

12. Contact Us

If you have questions or concerns about this Privacy Policy, please contact us:

4FINANCIAL LLC
5761 Veranda Way Unit 4
Boca Raton, FL 33433
Email: jason@the-4-financial.com